Early Retirement (FIRE) Calculator
When could I stop working?
Financial independence is the point where your investments cover your living costs. Change any number in the sentence and watch the date move — or ask whether a particular age is within reach.
Try your numbers
I’m , I have invested, I save a month, and in retirement I want to spend a year. I expect returns.
you could stop at55in 25 years (2051)$1,000,000 is your FIRE number — $40,000 ÷ 4%$12,000 saved a year
Your balance against your FIRE number
BalanceFIRE number
Your FIRE number is the portfolio that covers your spending indefinitely, in today’s dollars — reach it and work becomes optional.
Make this your FIRE plan
Save this scenario and track your progress toward it on your dashboard — it follows your real net worth.
Based on the 4% rule. Estimates only — actual results depend on market returns, inflation, taxes, and lifestyle changes. Not financial advice.